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  1. ...a 罰息 period (say 3yr). Normally, if you choose those plan without any cash rebate , there should be no 罰息 3: You have to pay for the interest for the time lag...

  2. ...優惠… H(1 month)+0.65% Cap P(5.25%)-2.8% Cash Rebate 0.7% 未來一、兩年都會係H plan 相對吸引… 如果所有文件齊...

  3. 如果兩間銀行offer既其他terms (e.g. rebate , 罰息期, etc.) 係一樣, 而兩間對你黎講一樣方便 (e.g. 轉錢供款), 咁我會suggest you 揀低息d果間, 無理由比貴d姐, right? 將來利息轉大家都會跟住轉, 不會有大分別。所有唔係考慮因素。

  4. ...補充: 最新的銀行優惠 : P-2.25% (PRIME=5%) + 0.5% CASH REBATE 最近打聽到李寶寶銀行好似做到 P-2.75% (PRIME=5.25%) + 0.9 ...

  5. 假設借款一百萬,借二十年: 永亨 一年利息=$25,542 一年支出=$25,542-$8,000=$17,542 三年開支=$73,549-$8,000=$65,549 十年開支=$206,313-$8,000=$198,313 DBS 一年利息=$24,555 一年支出=$24,555-$6,000=$18,555 三年開支=$70,678-$6,000=$64,678 十年開支=$197,996-$6,000=$191,996 短期內會賣樓或轉按,用永亨...

  6. I do believe it is the same as rebate to your own account unless you are paying the fixed amount...

  7. 在此網我已說過很多次,作為一個打工仔,供樓的款項不太多,每月有固定的收入,又不如那些生意人般今月賺十萬,下月賺夠百萬,那麼他們才會想到用什麼所謂最"抵"的供樓計劃。 一個普通人,不要選擇什麼銀行拆息或什麼特別的供樓計劃了。唯一最好就是傳統的優惠按揭計劃...

  8. ...咭,很多只是為了拿禮物後放埋一邊,我自己住的樓宇,我轉按過3次,因貪平息及 REBATE ,每次批核也沒有問題.

  9. ...: P-3.25%, with P-4.25% for the first 1 year (no cash rebate ) (3 yrs prepayment penalty period) Plan B: P-3.25%, with...

  10. Hang Seng, P(7.5%)-2.9% + 0.8% cash rebate Be quick - banks will raise interest rates...25%, with P-4.25% for the first 1 year (no cash rebate ) (3 yrs prepayment penalty period)Plan B...