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  1. ... information asymmetry will create two major problem, (1) adversed selection & (3) moral hazard (because the buyer parties cannot differentiate the good one to the bad...

  2. ...有論者說聯儲局這種作風會鼓勵金融機構輕視甚或忽視風險管理,助長道德風險( moral hazard )。說得有道理,但流於迂腐,是書生論政。所有預防性措施(preventive ...